hmrc应该是说默认是50:50分，就算实际比例是90:10，填表时默认还是50:50。
但是可以在填表时填一张附加表，表示想按实际配比来分。但是要附上证据，比如有产权比例的land registry或者是自己的声明。HM Land Registry是和HMRC共享数据的，要查肯定查得出来。
网上的具体解释很多，比如这个，想从90%-10%变成100%-0。
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要附上证据，比如有产权比例的land registry或者自己的声明
对，这个“自己的声明”就是 我上面提到的Declaration of Trust and HMRC form 17
而且不是在填表报上一个税年的收入时才“表示想按实际配比来分”,
找律师办 declaration of trust，提交这form 17给HMRC后的税年才能按你声明的比例分
100：0这种我就不知道了，我看大家讨论的最高只到90：10
像上面安琪提到，全给一个人，那就拿不到另一人1000镑免税了
我上个我一套房子的claim from，大家可以看看
Please kindly note there are two ways in law in which joint purchasers can own property together and we require you to confirm your preferred method
1 Joint Tenants.
Joint tenants are unable to state that they own a specific share each. They will own the whole property indivisibly between them both. This means that upon the death of one party, the deceased’s share and interest will automatically transfer to the survivor, regardless of any will.
The Title Deeds will actually be marked with the method you choose so please be aware that if you wish to hold the property as Joint Tenants beneficially, then any instructions in your Will leaving your share to another party will fail.
OR
2 Tenants In Common
Tenants in Common are required to indicate their respective shares in which they wish to hold the property. For example 50-50, or they may hold in any other shares that they agree between them. The agreed share may depend upon for example the contribution towards the purchase price made by one party or the payment of the mortgage.
Please note that if you wish to hold the property in unequal shares it will be necessary for you to enter in to a declaration of trust in order to protect your respective shares and your positions generally. Please contact us to discuss this issue
On the death of a tenant in common, the share in the property does not pass automatically to the surviving tenant but rather in accordance with the deceased’s will. It is therefore imperative that if you choose to hold the property by this method that you make a will.
There are potential tax advantages for holding the Property as Tenants in Common. We are not authorised or insured to provide advice in this respect and you should consult the advice of a tax consultant or accountant.
We wish to hold the property as
1 Joint Tenants
signed…………………………………………. Dated…………………………
signed…………………………………………. Dated…………………………
OR
2 Tenants In common
signed…………………………………………. Dated…………………………
signed…………………………………………. Dated…………………………
In the following shares (For example 50 – 50) …………………………………………
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我就在想这个，找律师办 declaration of trust的作用其实就是正式改产权比例，比如50-50改成90-10，是有法律效应的。不只是报税时有效，将来卖房分钱也有效。
hmrc要求的是报税比例分配和法律文件一致，默认是50-50，如果有不同就填form 17并提交证据。
查了下，要lender同意后才能改产权分配比例。
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学习了 
朋友们有没有研究过公寓的leasehold年限的，在伦敦看上一套两室一厅的公寓，tenure还剩125年，值得入吗？
我个人觉得如果不是freehold的，慎重考虑一下
公寓的service charge就挺要命的
而且这个费用还不是fix的，隔几年涨一次
不如freehold安心啊
我身边买公寓的，都被物业费絆住了手脚
是呢，我们也没接触过leasehold，不过伦敦大部分都是apartment了
政府返还20%利息是什么规定？
我记得20-21这个财年开始所有的btl利息都不能免税了啊。
不免税，但是20%还是还给你的，比如你的利息是100镑一个月，那么20镑还给你
夫妻的产权比例是90-10，如果将来分开了，卖房分钱是90-10 还是50-50？
你再做一个declaration of trust 改回50:50 就可以。
这个最好就要问一下律师了，应该是和离婚有关的，除非你们再做一个什么文件，我记得的律师朋友好像提过这点，不贵，大概也就100镑吧，意思就是说如果离婚锕，或者有一方去世的话，份额可以再改动
好的， 谢谢！
我没仔细看，我以为你说是将来卖房。如果以后担心分手，离婚之类还是找律师咨询。
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这个利息数字是填在表格的哪一栏里呀？我记得以前是专门有一栏叫做利息，但今年的表格貌似没看到呀
卖房也是90-10
我之前以为如果分开了， 夫妻财产是平分的。
这个我还没有填，所以不太清楚，看看有没有其他人知道